Don’t Just Cover Wrinkles Up – Treat the Underlying Causes!

Listen up! What you want to use on your skin is an anti aging formula that is developed to treat the underlying causes of wrinkles, and not just something designed to cover wrinkles up! You will probably not be too surprised when I say that the majority of the anti aging skin care products on the market are not effective due to the ingredients used to make them. You have more than likely already figured this out yourself.

If you are like most of the people who have tried to return firmness and elasticity to your skin using over the counter products, then you are already used to mediocre or even disappointing results. The cosmetic companies tend to try and treat the symptoms and not the causes when it comes to aging skin. What this leads to is a few hours of satisfaction, and then a swift return to the way your skin was before.

What the cosmetic companies like to include in their products are chemical astringents, or components such as hyaluronic acid to cover wrinkles. Astringents cause the skin tissue to constrict to the point where your skin appears temporarily wrinkle free. Hyaluronic acid attracts and binds water to the skin, and this action makes the skin appear fuller, firmer, and less wrinkled for a short period of time.

What you need to have in your anti aging skin care formulas is all natural ingredients which will provide the abundance of antioxidants necessary for restoring the chemical structures in your skin. Some naturally occurring or specially developed all natural substances have the proven ability to stimulate the production of collagen and elastin, or offer protection to your tissues and polymer from the degradation caused by enzymes in the body.

I mentioned the use of hyaluronic acid to cover wrinkles a moment ago, and I want to explain something to you about this substance, and collagen and elastin. While many people truly believe that absorbing these compounds into the skin is the answer to replenishing their tissue and polymer stores the truth is that absorbing these substances is impossible. They never penetrate your skin due to their incredible density.

The honest answer to increasing the amount of firming tissue and polymer in your skin is to use a product developed with the ingredients I talked about above. An all natural formula that features Cynergy TK, Nano-Lipobelle H-EQ10, Phytessence Wakame kelp extract, and grape seed oil is the answer to all of your wrinkle reduction problems. Let me tell you about these powerful ingredients.

The protein complex and enzyme stack Cynergy TH, and the nano-emulsion for of coenzyme Q10 called Nano-Lipobelle H-EQ10 do more than cover wrinkles. These compounds invigorate your collagen and elastin production, yielding you far greater amounts of firming tissue than you currently have. Phytessence Wakame and grape seed oil influence the behavior of the harmful collagenase, elastase, and hyaluronidase enzymes, which allows you to preserve more of your tissue and polymer.

Make no mistake about it. You don’t want something that will simply cover wrinkles. You want a product that will actually do something about them.

Visit my site to learn about more amazing natural skin care substances you have probably never heard of.

10 Resources to Get a Fantastic Book Cover Design, Whatever Your Budget

Your book needs a book cover design as great as its content!

Since a picture paints a thousand words, and since your cover will be what really captures the eye of people browsing Amazon, you really need to make sure it’s the best it can be (within your budget).

Here are some options for getting a fantastic cover design created quickly, whether you’re happy to spend $5, or $500. Or even if you’re not looking to spend a single dime!

Now, you can of course create a cover design yourself using software like PhotoShop or even just in Microsoft Word, and if you’re artistically inclined that may be a great option for you. However, that can be quite a fiddly process.

I will in fact be talking through some software that makes creating your own covers very quick and easy — much easier than advanced graphic design software!

But first of all, you need to start with ideas in mind, as it makes the process of designing and deciding upon your final cover, a lot easier.

Here’s some options for getting under way with market research:

  • Browse Amazon in your market for design ideas. Pay particular attention to the best-selling books.
  • That said, you don’t need to limit yourself to your market. Spend time looking at best-selling books in other related markets and see what ideas it gives you.
  • And it’s also well worth downloading book samples from Amazon to see how other authors have designed and laid out their books.

Now let’s run through ten great options for creating your own fantastic book cover:

Get Dozens of Designs at 99 Designs

99 Designs is a hugely popular site for getting many design ideas in just a few days, and the final design a few days after that.

How it works is as follows:

  • As a client of the site, you’ll have hundreds of designers competing to create the perfect design for you.
  • So initially, you choose your level of “prize”. This is a financial amount, and the higher this amount the more designers you’ll have competing for your attention, and the better quality the designers will be.
  • You put together a project brief and launch the contest.
  • The designs start to come in.
  • Once the contest has ended, out of all the designs you received, you choose finalists.
  • You work with the finalists to create the perfect design for you.

Now, 99 Designs isn’t the cheapest option, but how much you spend does depend on the prize amount you choose. However, with this site you get what you can’t (affordably) with any other site, dozens of design ideas in just a few days.

Get a Unique Design for $5 at Fiverr

Fiverr is a hugely popular online marketplace for services, where everything is just $5. Well, basic options start at $5 anyway. There’s often many upells that can add to the price significantly. For example:

Want 24 hour turnaround? That’s an extra $20.

Want all the source files to your design? Add $10.

… and so on.

But, with a little hunting, and by reading the reviews, you can get a decent cover design.

It will generally be created relatively quickly (a few days) and it will likely be okay, maybe even good. Probably not great. But of course for $5, your expectations can’t be too high. If you’re looking for a lot of collaboration between you and the designer, this isn’t the site.

Find Talented and Affordable Designers at UpWork

oDesk and eLance used to be two separate sites that were marketplaces for services. Effectively sites where people could post projects of what they needed done, and then freelancers would bid on the project in an attempt to gain the work.

One (not entirely unfair) way to categorize the two sites was that oDesk catered to the cheaper end of the market, whereas eLance was often more expensive and by implication, the quality of freelancers was higher (although not always the case).

However, the two sites have now become one! And it’s called UpWork.

Now, there’s thousands of very talented designers on this site from all over the world, and prices do vary quite a lot by country, by skill level, and sometimes simply because freelancers over or under-price themselves.

So you can either approach a freelancer directly and set up a private project with them, or you can post a project and let designers bid on it.

If you post a project, you then filter through the people who have placed bids on your project to choose who you’d like to communicate with further, and so you can choose one (or more) designers to work with.

When choosing designers, be sure to check out their work history and portfolio. It’s ideal if they’ve created book covers previously and can show you examples of their work.

And if you’re clear about what you’re looking for and find a designer who creates great work and communicates well, you can often get great designs for even less than $50.

More Great Designers to be Found at People Per Hour

Another site where you can find very talented freelancers is People Per Hour.

It’s worth noting that although it is an international site, a large proportion of the freelancers on this site are from the UK. Of course that doesn’t mean you can’t work with them if you’re outside the UK!

But be aware of time zone differences, and in particular that they’re not going to offer the kind of low prices that are available from some designers on UpWork.

Interestingly, this site also offers simple services at a set price, and it calls these Hourlies.

This way, you don’t always need to go through the process of posting a project and interviewing people. You can just purchase a ready made service and have it taken care of promptly.

Get Your Own Exclusive Pre-Made Book Cover

Author Marketing Club is an inexpensive membership site that gives advice and tools to help independent authors with writing, publishing, and promoting their books.

They offer a large number of ready made exclusive covers. You can choose one of these covers, have it customized just for you, and then either buy exclusive rights to it, or get it as a bonus when you become a paid member:

Use the Free Software Canva for Easy Book Cover Designing

Canva is free software that makes designing easy. It has all sorts of features, but one particularly relevant part of its functionality is its book cover creation.

And interestingly, instead of asking for payment up front, their business model is as follows:

  • You can use the software for free.
  • You can create your cover for free.
  • You can choose from over a million images available within the software, to help create your design.
  • However, the images have watermarks, so if you’d like to use an image for your cover, you need to pay for rights to the image so the watermark is removed. So in a way, it’s a stock photography site, with some software attached to the front!
  • But, if you supply your own photographs or stock images, you don’t need to pay to use those of course, so using the software then may not cost you at all.
  • That said, there is also an advanced version with more functionality billed monthly.

Cover Creator is Free Software for Creating Book Covers

Cover Creator is entirely free web-based software for designing book covers. It’s not the most feature-rich software but it’s a quick and easy way to get started:

Easily Design Great Covers With Book Cover Pro

Book Cover Pro is software that helps you to easily and quickly create great looking covers for your eBooks, even if you’re not technical nor particularly artistic!

There’s no free or demo version of this software on the main site, to try before you buy, but there are many testimonials on the site so if you do decide to take the plunge with this software, it looks like you’ll be in good company.

That said, currently you can download a demo version from CNET and there’s some further reviews there.

Get Your Own Exclusive Ready Made Cover

Like Author Marketing Club mentioned above, there’s two further sites you can choose ready made covers from, and get exclusive rights to one you like: Go On Write and related site Vamos Write.

Prices for covers are currently $45. You browse the covers available, and if you see one you’d like for your book (with the text changed of course), you place your order, and that cover gets customized and becomes exclusively yours to use.

This is a quick, easy and inexpensive way to get a cover you like, without all the usual back and forth of working with a designer.

The Cream of the Crop of Cover Designers

If you’ve the budget for it and are looking for the absolute best cover you can get, you may want to pay a visit to Creativ Indie Covers.

This service comes recommended from best-selling independent author Joanna Penn as she uses this service for her own books (which have sold over 300,000 copies).

Although due to the expense you may need to feel confident about your book’s sales, and have a significant marketing push lined up, before spending a large amount on a design.

You could of course start with a cheap cover to test out a book, and then upgrade the cover once it’s making sales. Although a cover can certainly affect how well a book sells, it’s not the only variable, so you may not want to jump into expensive decisions feet-first if the funds are a stretch for you at this time.

Three Bonus Resources…

While 10 is a nice round number, 13 is less so! But I would be remiss to exclude the following options too for having your cover designed:

Book Baby offers a number of services to help authors create and promote their books. Of course I’m going to focus on their eBook cover design service.

Currently, their price for design starts at $199 for a fairly basic offer, going up to $299 for more complex designs with multiple photos, textures, graphics, and unique fonts.

eBook Launch offers formatting and design services for authors to help your book look fantastic for its publication date.

The lowest price option is for premade covers. As you can see the price is double (or more) compared to other services so isn’t competitive, although you can of course browse through their options and see if a cover jumps out at you.

Whereas the higher-priced options are custom designed just for your book.

The Book Cover Designer specialize 100% in book covers for authors. You have the option of premade covers and prices vary quite a bit.

They also offer a custom design service which is very affordable starting at $90. However, the basic offer is not as flexible as other custom services. And additions to the basic service (more images for example) add to the price, so it’s best to get clear at the start of the process how much it might end up costing you.

Are Dog Bites Covered Under Homeowners Insurance

If you own a dog, you know there are expenses. You cover the cost of food, veterinary bills, boarding fees when you travel, and other things like toys and grooming accessories. You may also have a pet health insurance policy to help cover the cost of treating serious illness, but it is essential to have a policy that protects you and your dog in the event of a biting incident. Some homeowners insurance policies include liability for dog bites, but you should research your options to make sure you are well covered.

How important is having a policy to cover liability when somebody is bitten and injured? It is estimated that close to five million people in the United States suffer a dog bite each year. Not all of those injured are attacked by strange strays, either – often the victim is a friend or relative of the dog’s owner. The degrees of severity will vary, too, and not everybody will file a claim.

USA Today reports that dog bites constitute more than a third of the overall liability claims paid out in 2011. With almost $500 million paid to victims as a result, it comes as no surprise that dog owners may be expected to shell out for higher premiums, and that may deter you from getting the right insurance. This can be risky – you can insist your dog wouldn’t hurt a fly, but are you willing to take chances?

Are dog bites covered under homeowners insurance? This largely depends on the following factors:

1) The insurance company. Does the company of your choice include dog bite liability in their plans? If so, for how much money can you insure your pet should he/she strike? Consult with your agent with regards to your options.

2) Your dog. You may be denied certain coverage by virtue of your dog’s breed. Pit bulls, German Shepherds, and Rottweilers are among the breeds that some insurers will not cover.

If you encounter obstacles in obtaining insurance because of your dog’s breed or the cost of the premium, don’t feel discouraged. There are ways you can work toward getting the protection you need.

1) Enroll your dog in a certified obedience training program. Taking the initiative to condition your dog so he/she behaves around others may help your case when you look for insurance. A company may be willing to give you a policy if you can prove your dog has received the proper training.

2) Research umbrella policies. As the name implies, “umbrella” insurance is designed to cover a broader range of liability than offered by other policies. If your homeowners insurance does include dog bites, your umbrella policy takes over.

Depending on the type of dog you own and other factors, you can enroll in home insurance that covers pet attacks, and protect your pet and home. If you do not have insurance in place, consult with agents and find the right plan for your family.